Buying your first home is an exciting milestone—but it can also feel overwhelming. At Compare Financials, we specialise in helping Australian first home buyers navigate the home loan process with confidence, clarity, and ease. From understanding government grants to securing competitive interest rates, we’re with you every step of the way.
The First Home Owner Grant (FHOG) is a government initiative designed to help eligible first home buyers in Australia purchase or build their first home. The grant provides a one-off payment that can be used toward your deposit, construction costs, or other upfront expenses, helping make home ownership more affordable.
The First Home Loan Deposit Scheme (FHLDS), now part of the Australian Government’s Home Guarantee Scheme, helps eligible first home buyers purchase a home with as little as a 5% deposit, without paying Lenders Mortgage Insurance (LMI). Under the scheme, the government guarantees part of your loan, allowing approved lenders to offer low-deposit home loans while reducing upfront costs.
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Buying your first home is an exciting milestone—but it can also feel overwhelming. At Compare Financials, we specialise in helping Australian first home buyers navigate the home loan process with confidence, clarity, and ease. From understanding government grants to securing competitive interest rates, we’re with you every step of the way.
We simplify the journey by explaining your options in plain English and matching you with a home loan that suits your budget and future goals. Our brokers compare multiple lenders to find the best available rates, flexible loan features, and low-deposit options where available.
Whether you’re buying an apartment, townhouse, or house, our goal is to make your first home purchase smooth, informed, and rewarding. We take care of the paperwork and negotiations so you can focus on finding the right home.
With over 30 years of combined industry experience, Compare Financials is committed to delivering five-star service and outstanding results. We leverage strong lender relationships to provide refinancing solutions often more competitive than traditional banks—without compromising on service