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Refinance

Refinancing Home & Investment Properties

Unlock Better Rates, Cashback & Smarter Loan Options

Refinancing your owner-occupied or investment property could help you lower your interest rate, reduce monthly repayments, access equity, or take advantage of competitive cashback offers. At Compare Financials, we specialise in refinancing solutions that deliver best-comparative rates, maximum available cashback, and smooth, hassle-free approvals.

Whether you’re refinancing your home or expanding your investment portfolio, our expert mortgage brokers work with a wide panel of lenders to find the most suitable loan tailored to your financial goals.

Best Comparative Rates

We compare multiple lenders to secure highly competitive interest rates for both owner-occupied and investment loans

Expert Broker Support

End-to-end guidance from application to settlement and beyond.

Call Us

(03) 7035 0659

Why Refinance with Compare Financials?

Refinancing with Compare Financials means gaining access to some of the best comparative rates available across both owner-occupied and investment loans. We compare multiple lenders to secure highly competitive interest rates while also helping you take advantage of the best possible cashback offers, allowing you to offset refinancing costs and maximise your savings. Our strong lender relationships and streamlined processes make approvals easy and fast, with minimal paperwork and less stress. Every loan solution is tailored to your needs, whether you prefer fixed, variable, or split options designed around your lifestyle, cash flow, and investment goals. Throughout the entire process, our experienced brokers provide end-to-end support, guiding you from application through to settlement and beyond, ensuring a smooth and confident refinancing experience.



Owner-Occupied Refinancing

Refinancing your owner-occupied home loan can help you reduce your interest rate and monthly repayments, consolidate existing debts into a single manageable loan, access equity for renovations or lifestyle needs, and switch to more flexible loan features that better suit your circumstances. At Compare Financials, we make the refinancing process simple and stress-free by handling everything on your behalf, ensuring your new home loan works smarter and delivers greater value for you.



Investment Property Refinancing

For property investors, refinancing can be a powerful strategy to improve cash flow through better interest rates, release equity to fund future investments, optimise loan structures for potential tax efficiency, and secure more competitive lending terms. Our experienced brokers understand property investment strategies and work closely with you to structure loans that align with your goals and support long-term wealth creation.



Why Choose Compare Financials?

With over 30 years of combined industry experience, Compare Financials is committed to delivering five-star service and outstanding results. We leverage strong lender relationships to provide refinancing solutions often more competitive than traditional banks—without compromising on service