What is LVR? and How is a loan-to-value ratio (LVR) calculated? A loan-to-value ratio (LVR) is a financial measure that compares the amount of a mortgage loan to the value…

Accessing equity by refinancing your home loan Refinancing can give you more flexibility when accessing your money. For example, you may use some of your home equity to pay off…

How do I refinance my mortgage in Australia? This article will provide an overview of all the essential steps that you need to consider if you want to refinance your…

What is the purpose of a mortgage broker? If you are in the process of purchasing a home, the purpose of a mortgage broker is to work with the borrowers…

Should you refinance a home loan in a recession?

A recession is never fun for anyone, especially those who live paycheck to paycheck. But it doesn't mean you have to give up on your dream of owning a house.…

How does inflation affect interest rates?

Inflation can affect home loan rates because the Reserve Bank of Australia uses the cash rate to set the borrowing costs paid by banks and building societies to lend money…

How to use equity to buy another home?

Use equity to buy another home? If you want use equity to buy another home, you'll need to calculate your down payment. This means figuring out how much cash you…